It is Not Free Money
Read summaryCredit cards are not an extension of your income, they are not free money. If you can't afford something, save up before buying it. Credit cards can be useful for earning rewards like air points, but only if you can pay them off immediately. Treat them like a cash card, especially for non-essential items. Avoid high interest rates by being responsible with your spending. Don't get into debt just to have the latest gadgets or go on vacations. Be smart with your financial decisions. 💳💸🛍️🚫🔒
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